Yearly Archive 2018


Car Covers Protecting Your Car

The sun is shining, the waves gently rushing by. You lie on the beach, hardly believing the bliss is actually existing. As the sun begins to set, grudgingly pick yourself up and head back to the car…and can’t find it. Well not at first glance anyway. Then after a thorough check of the car park, you discover that your car is a shadow of its former glory. In short, it is a disgusting mess. This scenario is all too familiar to most. We just cannot trust nature with belongings such as cars. After spending the day at the beach, the car is covered with a fine layer of dust and sand, that have begun to slightly scratch the surface. The finish is somewhat faded from the sun’s rays, and the car is well overheated. You even worried what has happened to the internals of your car. And aside from all this, the seagulls seem to have mistaken your car for the conveniences! How is it that others just don’t seem to have this problem? The answer is a simple one; full car covers. That’s it. A small investment that takes you a long way. To begin with, once you have a full car cover you don’t need to take your car for it’s monthly or so car wash. It also doesn’t need the occasional re-waxing, and the car seems to look new for far longer, hence extending its life with you. The wind that tends to bring with them all sorts of ‘goodies’ that actually end up scratching and denting the car. The rain that eats away at the car’s finish and causes it to start to rust. Even the occasional knock or scratch as people pass by. These things happen, even as a mistake and unless you do something pro-active, like getting a full car cover, your car will remain as vulnerable as the rest.

There are hundreds of different full car covers, and it’s up to you to select the one most suitable for you and your car. You’ll need to choose the sizing; universal, semi-custom or custom. A universal car cover is made to fit every type of car, shape and size. This is useful as it is interchangeable between cars. Semi-custom covers are designed to fit a group of cars of similar shape and size. The advantage of this is that the cover is more specialized for your car, whilst keeping the cost at bay. Custom car covers are generally the most expensive as it is tailor made for your car. These have the big plus that the cover then fits cozily against the car, maximizing its protection. There is also a vast choice of different materials to choose from, each with different levels of protection offered. It will depend on the environment and climate you live in, as to which type of protection is your priority.

Find The Right Car Cover With Cover Craft

Cover craft is a world leading car cover company that is known for its amazing Ultratect car cover. The auto car cover is perfect if you keep your car outdoors for long periods of time. Let’s say you are lucky enough to have a fancy Rolls Royce, the type that you only use on special occasions, then you’ll want it to be covered well so that it remains in tip-top shape for when you need it. This cover is an affordable way of safeguarding your car against the rain and UV. When they manufacture the Ultratect car cover, Cover craft use Weather Max fabric that is solution-dyed, and has a multitude of benefits. Each and every fiber of the material has been dyed, not just the surface and therefore the car cover will not fade even when though it’s left outside in the sun, which usually fades the car’s paint.

The material is also super water resistant as water-repellent HydroMax is on both on this outside and inside of the fabric. This will help to ensure that rain, sleet, and snow cannot get to your car and damage it, whilst at the same time, the material is still breathable. Cover craft uses two sets of 150 denier yarn cross-sectioned, and in the machine, as opposed to one set of 300, which makes the cover infinitely stronger, and even more water resistant. If you’re worried that your car is left out in the sun and extreme atmospheric conditions do not fret anymore. Ultratect is protective against the UV’s harmful rays and will make sure that the car will not become damaged as a result. The weight of the fabric is almost to perfect to be true. It is light enough to slip on and off daily, and keep in the boot of the car, but at the same time, it is heavy enough to keep in place and not fall off. It is extremely practical and easy to maintain the Ultratect car cover as it can be washed at home and even placed in the home drier. This is so much easier than taking it to the commercial cleaners every time and waiting for it to come back. Cover craft manufactures the Ultratect car cover in four fabulous colors; black, grey, blue, or tan. The choice is there for you to be able to enjoy how your car looks even whilst it’s wrapped up.

Nowadays, cars are very important especially when carrying out daily activities. Some people buy for luxury. For whichever reason that you are buying it is important to protect it in order to maintain its value. Protecting your vehicle should not be seen as a waste of time. It is important to have a cover that will be adequate protection. Car covers are important for protecting your vehicle. Due to the present nature of the economy, it is important to have a cover that is strong enough.  To make sure that their car looks presentable. It is important to keep your car in the best condition possible. Cars require to be properly maintained. You should have a good cover for your car type.  Some people view these covers as an expense but they provide more benefits. For those who know the benefits of covers, they never fail to use them. Car covers are the ultimate protection for any type of vehicle, be it a motorcycle or a truck.  There are many varieties of car covers just as there are many types of vehicles. You need to know the different types of car covers so as to avoid making a regrettable choice that may either not serve its purpose or may not fit the vehicle that needs protection.

They are perfect for places that snow or rain often. These covers are strong enough to ward off acid rain which is known to eventually eat away at your vehicle’s paint job. The option you choose should be able to cover the car from top to bottom especially when it snows because when it melts and the cover is substandard, the water will rise under the cover and still cause some damage. These are also convenient because they can be cleaned while they are still covering the vehicle so you do not have to worry about a spot big enough to clean it on. Another kind of car covers that you may find are the light single layered covers which protect from dust and are usually used indoors. They are perfect to cover a car that is stored in a garage or in a warehouse when not in use. These can also be used outside but due to their light nature, they may not actually serve their purpose. They tend to be water resistant and can also protect from a degree of UV rays. You can find car covers that are strong enough to protect the vehicle from sunlight as well as moisture. The material used is as strong as those used during the construction of buildings. They are known to serve this task well but they also do keep the car cool in temperatures as high as those found on the Hawaii Islands.

If you wish to protect your high-performance car from all elements as well as its paint job, you can go for the more pricey option which is waterproof and UV rays resistant. It is more costly because it comes with a fleece lining that will also protect the cars finish and shine while it is covered. This is perfect for those that wish to offer the best protection for their car regardless of the cost. Types of car covers are also determined based on their sizes. You can choose to have a custom sized cover which will fit your vehicle like a glove. However, you can also choose the universal cover. This is one that fits any type of vehicle regardless of the size and it is controlled by a drawstring so as to fit it onto the vehicle accordingly.


Buy a used car

Before going out to buy a used car, it is convenient to do some homework. This can help you save a lot of money. Consider your driving habits, your needs and your budget. Research online, in libraries and bookstores about available models and options, costs, repair history, safety and mileage tests.

Before buying a used car

Pay everything or finance it

Dealer Sales and Buyer’s Guide


Service contracts

Independent inspection prior to purchase

Private sales

If you have problems

Before buying a used car

If you are about to buy a used car from a dealer or private individual:

Test the vehicle’s driving conditions on different types of terrain – hills, freeways, and circulating in the city.

Ask for the maintenance record of the vehicle from the car owner, the dealer or the repair shop.

Determine the value of the vehicle before negotiating the purchase price. To get an idea of ​​the prices look for National Automobile Dealers Association (NADA) Guides , Edmunds , Kelley Blue Book , and Consumer Reports . Some organizations charge for this information.

Find out the maintenance costs of the models that interest you, including the frequency of repairs and maintenance costs.

Examine the car on your own using an inspection checklist. You can find lists of this type in magazines, books and websites specialized in used cars.

Check for outstanding repairs of manufacturing defects that caused a recall of the vehicle. Start by asking the dealer if the vehicle you are considering is subject to a recall. You can also verify it on your own by entering the VIN number at supercargoes, or by calling the US Department of Transportation’s vehicle safety hotline. UU at 1-888-327-4236. If the vehicle was subject to a recall, ask the dealer to repair the manufacturing defects, or to give you the information that proves that they were repaired. Keep in mind that federal law does not require dealers to repair manufacturing defects in used cars subject to recalls, so you may have to take care of repairs. But do not delay – according to the US Department of Transportation. UU., The defects of the withdrawn vehicles of the market for reasons of security can be serious, and if they are not repaired they could cause accidents.

Obtain an independent record of the car’s history. Consult the database of a reliable service that compiles information from state and local authorities, scrap yards, and insurance companies. For example, the National Motor Vehicle Title Information System (NMVTIS) of the Department of Justice provides information on vehicle title deeds, mileage counter or tachometer data, and a history of damage to vehicles. Plan to pay a nominal fee for each report. The National Insurance Crime Bureau(NICB), maintains a database of free access that includes information about flood damage and other data that will allow you to investigate the history of a car using the vehicle identification number (VIN). You can also search for companies that sell vehicle reports on the internet. If the report is not recent or you suspect you are missing information or have invented information, check with the company that issued the report. The information in the report may not be complete, so you may want to obtain a second report that is different from the company that issued the first report. Some dealer websites have electronic links to free reports.

Hire a mechanic to inspect the car.

Pay everything or finance it

You have two options: pay everything or finance it to pay it over time. The financing increases the total cost of the car because it is also paying the cost of the credit, including interest and other expenses. You should also consider how much money you can pay as an advance or advance, the amount of the monthly payment, the term or period of financing (for example, 48 months), and the applicable annual percentage rate or APR. Typically, interest rates on used car financing are higher than those on new car loans, and usually, the terms are shorter.

Grantees and other funding sources (such as finance companies, credit unions, or banks) offer a variety of financing terms. Search, compare and negotiate the best possible deal. If this is the first time you buy a car – or if your credit is not very good – be careful with special financing offers. You may have to pay a substantial down payment and a high APR. If you accept financing with a high annual interest rate, you could be taking a big risk.

you decide to sell the car before the end of the financing period, it is possible that the amount you get from the sale of the car is lower than what you need to pay for the financing agreement.

If the car is seized, or if you have an accident that causes a total loss, you may have to pay a large amount of money to repay the financing agreement, even after deducting the insurance payment or the amount of money obtained by the sale of the car.

If you have a tight budget, you may have to consider buying and paying cash for a car that is cheaper than the one you planned to buy.

If you decide to finance the purchase of your car, before signing any document, be sure you understand the following aspects of the financing agreement:

What is the exact price you are paying for the vehicle?

How much are you financing?

What is the financial charge (the amount in dollars that the loan will cost)?

What is the annual percentage rate or “APR” (the measure of the cost of credit, expressed in terms of the annual rate)?

How many fees will you pay and what is the amount of each installment?

What is the total sale price (the sum of the monthly payments plus the down payment?

Dealer Sales and Buyer’s Guide

The used cars are sold in several distribution points: franchised dealers and independent dealers, car rental companies, leasing companies (leasing with purchase option), used car super-stores, and online. Ask your friends, family, and work colleagues if they have recommendations. Establish contact with your local consumer protection agency and with the Attorney General’s office of your state to find out if they register claims pending resolution on a particular dealer. You can also do a search on the internet to see if you find complaints about the seller. Enter the name of the seller in a search engine along with the words “review” or “complaint” in English or “complaint” or “problems” in Spanish.

Some car dealers attract their clientele with ads that say “no price haggling”, “factory certificates for used cars” and offering better guarantees. When evaluating your ads, consider the reputation of the dealers.

Federal law does not require licensees to grant a “three-day” right of reflection to used car buyers to cancel the transaction. In some states, concessionaires are required to offer or honor the right to cancel. In other states, the right to return a car within a few days and obtain a refund applies only if the concessionaire expressly grants them this privilege. Sellers should describe the right of cancellation as a “reflection” period, a money back guarantee, or as a “no questions” return policy. Before buying, find out what the merchant’s return policy is, ask for it to be delivered in writing and read it carefully.

The Used Car Rule of the Federal Trade Commission (FTC) states that dealers must set a Buyer’s Guide on all used cars offered for sale and deliver it to buyers after the sale. This includes light utility vans, light utility trucks, demonstration vehicles, and program wagons. The demos are new vehicles that were not sold, leased or leased, but were driven by the dealer’s staff. The program cars are current year vehicles with few miles that were returned after being in leasing or rent for a short period. It is not mandatory to set the Buyer’s Guideon motorcycles or in most recreational vehicles. Any seller selling less than six cars per year is not obligated to place Buyer’s Guides .

How it is – No dealer’s warranty

When the dealer offers a vehicle “as is”, the box next to the words “As is” – “No dealer warranty” in the Buyer’s Guide be marked If the seller marks that box but promises to repair the vehicle or cancel the sale if you are not satisfied with the car, make sure you write that promise in the Buyer’s Guide. Otherwise, it may be difficult to get the seller to keep his word. Some states – Connecticut, Hawaii, Kansas, Maine, Maryland, Massachusetts, Minnesota, Mississippi, New Jersey, New Mexico, New York, Rhode Island, Vermont, West Virginia, and the District of Columbia do not authorize the sale of various vehicle models used “as is”.

The states of Louisiana, New Hampshire and Washington, establish other requirements for informational vehicle data that are different from those in the Buyer’s Guide to create a sale “as is” valid. If the dealer does not provide the corresponding information according to the provisions of the state where the sale is made, said sale can not be considered “as is”. To find out what information is required in your state for sales “as is”, contact the office of the Attorney General of the corresponding state.

Implicit guarantees

State laws hold responsible dealers who sell vehicles that do not meet reasonable quality standards. These obligations are called implicit guarantees – the tacit and unwritten promises that the seller makes to the buyer. However, in most states, grantees may use phrases such as “as is” or “with all their faults” by giving a written notice to buyers in which the implied warranties are removed. There is no specific period of time for implied warranties.

If you have a written warranty that does not cover your problems, you can still have coverage through implied warranties. That’s because when a dealer sells a vehicle with a written warranty or a service contract, the implied warranties are included automatically. Dealers can not eliminate this protection if they provide a written guarantee. Any time limit of an implied warranty must be included in the written warranty.

Implicit marketability guarantees

The most common type of implied warranty is the marketability guarantee: The seller promises that the product offered for sale will do what it is supposed to do. An example of a marketability guarantee is that the car will work. This promise applies to the basic functions of the car. It does not cover what may stop working in the car.

Breakdowns and other problems that may arise after the sale do not prove that the seller has breached the warranty of merchant ability. It is considered that the seller infringed the warranty of merchant ability only if the buyer can demonstrate that the defect in question already existed at the time of sale. A problem that arises after the sale may or may not be the result of a defect that already existed at the time the sale was made. Therefore, the responsibility of the seller must be judged on a case-by-case basis.

Assurance of fitness for a particular purpose

A warranty of fitness for a particular purpose applies when you purchase a vehicle based on the advice of the dealer that the vehicle is suitable or adapted for a particular use. For example, a seller who recommends you buy a particular vehicle as suitable to tow a trailer, is promising that the vehicle is suitable for that particular purpose.

Complete and limited guarantees

Dealers can offer a full or limited warranty on all or only some of the systems or components of the vehicle. Most warranties on used cars are limited and their coverage may vary. A full guarantee includes the following terms and conditions: